Unlock The Doors to Your New Home

Introducing an easier way for aspiring home owners to get on the property ladder and own their first home, completely mortgage-free.

How First Time Homebuyers Can Benefit

Own now and build your happy place

Don’t continue renting while waiting to save up a big deposit for a home. You can start owning now for less.

No mortgage, low monthly payments

Pay 10% less in monthly payments compared to mortgages. No hidden fees or costs.

Turn your rent payments into equity

With every monthly payment, homeowners will build equity value. As a homeowner, you stand to own at least 20% of the home in 5 years.

Stand to benefit from capital gains

As the home increases in value, you stand to profit from a portion of the upsides while maintaining the same monthly repayment.

1
Choose Your Home
Use our home search engine, which lets you filter your dream home based on your personal criteria like pricing, size, townships, commute time, etc.
2
Crowdfund Your Home
Pay a 5% deposit, and FMH crowdfunded your home from retail and institutional investors within 30 days. If funding target is not achieved, your deposit is returned in full.
3
Move In!
You get your keys in as little as 3 months from when we successfully crowdfund your home.
4
Make a Fixed Monthly Payment
Make the same payment each month and watch your equity value grow as your home appreciates in value.
5
Refinance or Sell in Year 5
Refinance or sell your home in year 5 and capture all the capital gains. If property price falls, you can choose to walk away with no debt!